These tips have helped many car owners over the years.
An emergency fund, as the name suggests, is one in which you have three months to six months' salary.
Rishi Mehra on the home work you need to do before opting for one
These funds can fetch double-digit returns over the long term which debt tax-saving products can't.
Many senior citizens fail to disclose certain incomes like interest, commissions, or dividends in their ITRs.
Investors need to evaluate how they stack up against other high credit quality fixed-income options before putting money in them.
Mahavir Chopra compares mutual funds and Ulips to help investors decide.
Here are 7 ways you can get out of debt after going on a great holiday!
'Set aside around six months' monthly expenses for emergencies.' 'Keep this money in safe and liquid options, such as liquid funds and fixed deposits.'
Direct tax expert Vikas M Gandhi offers some valuable tax-saving tips.
With a strong plan in mind, Public Provident Fund can become an important and strong part of your investment, says Naval Goel.
Post your financial planning queries for rediffGURU and financial planning expert, Colonel Sanjeev Govila.
It is important to have the necessary documents on hand to verify the information in the form.
'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'
'Try to buy a policy with a lower sum assured or one with a deductible.' 'Those whose spouses work for companies must get themselves enrolled into the employer's group health cover.' 'Some public sector banks also offer group health covers to those who open a savings account with them.'
Opting for slightly lower scale in clarity, colour and carat weight can bring down the cost substantially.
Ankit Mehra, founder and CEO, GyanDhan, an education financing marketplace, tells you how to apply for an education loan in the pandemic.
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj
For an entrepreneur, managing his personal finances well is half the battle won.
If your child is 20 when s/he decides to pursue higher eduction and her/his current age is 3 years, then here's a plan for you...
'You need to have enough funds to maintain the primacy of public transport and it should not suffer because of lack of funds.'
Communicate your every step towards the betterment of their future. If the initial hand-holding will be done right, they will understand and respect your decision of helping them, says Naval Goel.
Don't focus on market or product returns -- focus on your target rate of return, and then choose an investment.
'You may opt for a longer minimum guaranteed tenure of 12-18 months. This will ensure that in a rising rental scenario, the landlord doesn't serve you a notice and ask you to vacate the property.'
Here are few steps that if followed will put your finances on track and help you live a prosperous life with comfort
With rise in medical costs surpassing general inflation, getting a treatment/surgery or illness treated in a hospital requires an enormous financial surplus or an alternative financial arrangement. Harjot Singh Narula offers simple tips to reduce these costs
'Comparing the rates of interest with PSU banks, the three- and five-year time deposit rates of the post office are more favourable.'
Home First Finance will be answering readers' home loan queries. Mail your queries to getahead@rediff.co.in with the subject line 'Home Loan Query' and we will have your queries answered by Home First Finance.
Right steps you can considerably reduce the tax outgo.
If you think nobody will ever try to breach your data online get out of your shell. NOW!
In India, younger workers willing to work at lower salaries are easily available, so you could find yourself out of a job before 60. Therefore, save for retirement with urgency, advises Sanjay Kumar Singh.
Avoid investing in a new ELSS scheme each year. Stick to one well-chosen scheme to avoid clutter in your portfolio.
NRIs can repatriate the proceeds from the sale of a residential property in India, provided they meet a few conditions.
Some banks might charge you a nominal amount of Rs 100-150 for issuing the card.
Finance minister has made life difficult for seniors under the pretext of preventing tax frauds.
Despite the current bout of volatility, debt-oriented hybrid funds remain well suited for risk-averse investors.
The ability to make smarter data-driven decisions will be a critical skill that every employer will be looking at in every prospective employee.
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